A subject-to real estate transaction, also known as a subject-to mortgage or subject-to financing, is a creative financing strategy that allows a buyer to purchase a property while leaving the existing mortgage in place.
The collapse of the Silicon Valley Bank and Signature Bank has shocked investors. The speed at which these banks failed exemplifies a textbook case of a classic bank run—a situation where depositors pull their deposits en masse. But are we on the verge of another collapse?
Real estate investors in the US have one distinct advantage over rental properties in other countries—the 30-year fixed-rate mortgage. The interest rates on these mortgages are often meager enough to offset the cost of borrowing.
Conventional mortgages won't do when looking to quickly scale your real estate portfolio in a highly competitive market. You need a flexible funding solution that grants you ready access to cash.